Value proposition

Empowering the Fintech ecosystem

We are a FinTech-centric network. We are committed to exponentially rising the potential of the Portuguese scenario as a FinTech venture hub and to creating a united ecosystem where every FinTech, InsureTech, RegTech and Cybersecurity company in Portugal can constantly interact with regulators, legislators, consultants, banks, investors and other relevant entities.

We are currently witnessing a global shift favorable to the development of these startups, in which some of the key trends are impossible to ignore:

- Consumers are more demanding about the quality of the products, ease of use and the context where they
appear;
- The regulators' focus on consumer-centric policies;
- The profitability issues faced by a significant part of the sector that creates pressure to reduce cost while
increasing revenues;
- Technological advancement for traditional institutions provoked by regulatory scenario (e.g. PSD2, GDPR, MIFID
II, IFRS);
- Opening the banking and financial sectors to new players and disruptors.

We strongly believe FinTech, InsurTech and RegTech startups have a fundamental role in this shift - both as a catalyzer and as a continuous developer - and only through a close collaboration with incumbents and regulators will it be possible to unlock their full potential. Portugal FinTech has the core objective of creating a favorable environment for this connection to happen by:

- Enabling banks and insurance companies to have common ground for dialogue about potential collaborations
with startups and their benefits;
- Collaborating with regulatory agencies and legislators to help create an easier, faster and clearer environment for
innovation;
- Supporting the international growth of startups through the network's partnerships.

FinTech, InsurTech, RegTech, and Cybersecurity