Value proposition

The Real-time Credit Reference Agency

AperiData is an FCA authorised Credit Reference Agency and Open Banking Provider that uses financial data to transform credit scoring.

Through connections to UK banks, we use the power of Open Banking to make credit assessments better, faster and fairer for consumers and financial institutions alike.

We go beyond traditional credit scoring, providing a comprehensive real time view of a consumer's creditworthiness and through the immense depth of data, we are revolutionising credit scoring and lending processes that power instant, responsible, and ethical credit decisions.

What sets us apart is our decades of global experience in the world of credit risk management and data analytics, providing us with an in-depth understanding of client needs, as well as an unparalleled insight into the best services and processes that can be derived from the Open Banking initiative.

This experience is embedded in not only our technology solutions but also in our proprietary delivery methodology, which enables us to efficiently implement the right solution for every client.

To find out more about AperiData visit our website.