Value proposition

🏠 Let's make home happen.

At Tembo, we're on a mission to make home happen.

Buying a home or remortgaging has never been harder. As the gap between earnings and house prices has grown to disproportionate levels, an entire generation of would-be buyers have been locked out of the property market, stuck renting or living in the family home. Those lucky enough to own are facing a volatile market and high interest rates, which threaten to increase their monthly outgoings by hundreds of pounds on average.

Here’s the catch. There’s more innovation out there than ever before to help. It’s just too fragmented and confusing for both consumers and intermediaries.

Tembo is an award-winning digital mortgage & savings platform, specialising in maximising affordability. Voted the UK’s Best Mortgage Broker by its customers at the British Bank Awards 2024, 2023 and 2022, Tembo combines technology and exceptional advice to help people discover and unlock their true borrowing potential.

We instantly scan over 100 lenders and 25 specialist buying schemes - from family boost mortgages where a loved one can support a mortgage using income, property or savings to shared ownership and interest-only deals - to increase budgets by an average £82,000.

In 2024 we launched into consumer savings products, now offering the market leading Lifetime ISA, to help our first-time buyers tackle one of the trickiest parts of the process: saving a deposit.

Tembo is authorised and regulated by the Financial Conduct Authority under the registration number 952652. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.


Mortgages, First time buyers, Savings, Lifetime ISA, Remortgage, Insurance & Protection, and Mortgage advice