fintech Value proposition
[Automatic translation follows] Facilitator of your life projects
Since 1921, SOFIAP (SOCRIF trademark) has been the specialist in real estate credit and personal loans for employees of partner companies. SOFIAP asserts itself as a trusted partner of its customers, facilitator of their life projects.
To realize the projects of its individual customers, SOFIAP can rely on the support of its two shareholders: La Banque Postale, majority shareholder and SNCF, its historical shareholder.
We believe that becoming a homeowner is an element of inclusion, society and preparation for retirement. SOFIAP meets the "S" of CSR around the social and societal commitment of employers and allows innovation around real estate ownership and more broadly financing. We design subsidized loans (real estate credit, consumer credit, etc.) by companies to allow employees to finance their projects.
Created by SNCF to help railway workers access property ownership, we are the result of a history of more than 100 years. Today a subsidiary of La Banque Postale and SNCF, we are the current response to the needs of companies to recruit and retain by allowing employees to live more comfortably, more responsibly, and to build up assets.Original language
Facilitateur de vos projets de vie
Depuis 1921, SOFIAP (marque commerciale SOCRIF) est le spécialiste du crédit immobilier et des prêts personnels à destination des salariés des entreprises partenaires. SOFIAP s’affirme comme partenaire confiance de ses clients, facilitateur de leurs projets de vie.
Pour concrétiser les projets de ses clients particuliers, SOFIAP peut s’appuyer sur le soutien de ses deux actionnaires : La Banque Postale, actionnaire majoritaire et SNCF, son actionnaire historique.
Nous pensons que devenir propriétaire est un élément d’inclusion, de société et de préparation à la retraite. SOFIAP répond au «S» de RSE autour de l’engagement social et sociétal des employeurs et permet une innovation autour de la propriété immobilière et plus largement du financement. Nous concevons des prêts subventionnés (crédit immobilier, crédit consommation...) par les entreprises pour permettre aux salariés de financer leurs projets.
Créée par la SNCF pour aider les cheminots à accéder à la propriété, nous sommes le fruit d’une histoire de plus de 100 ans. Aujourd’hui filiale de la Banque Postale et de la SNCF, nous sommes la réponse actuelle aux besoins des entreprises de recruter et de fidéliser en permettant aux collaborateurs de vivre plus confortablement, plus responsable, et de se créer un patrimoine.
| Corporate | Type | Tweets | Articles | |
|---|---|---|---|---|
 MEDEF NGO, Think Tank, Civic and Social Organizations | MEDEF NGO, Think Tank, Civic and Social Organizations | Other 31 Aug 2024 | | |
 Action Logement Real Estate, Social Housing | Action Logement Real Estate, Social Housing | Other 8 Oct 2024 | | |
 Insee Polling institute, Government Administration | Insee Polling institute, Government Administration | Other 8 Oct 2024 | | |
 CCI France Chamber of commerce, Government Administration | CCI France Chamber of commerce, Government Administration | Other 31 Aug 2024 | | |
 France Travail Human ressources, Government Administration | France Travail Human ressources, Government Administration | Other 8 Oct 2024 | | |
 La Poste Groupe Postal services, Truck Transportation | La Poste Groupe Postal services, Truck Transportation | Other 15 Oct 2024 | | |
 Le Figaro Media, Newspaper Publishing | Le Figaro Media, Newspaper Publishing | Other 20 Aug 2024 | | |
 Finance Mag Media, Online Audio and Video Media | Finance Mag Media, Online Audio and Video Media | Other 21 Nov 2023 | | |
 Chambre des notaires de Paris Law Practice, Legal Services | Chambre des notaires de Paris Law Practice, Legal Services | Other 20 Dec 2023 | | |
 La Banque Postale Bank, Banking | La Banque Postale Bank, Banking | Other 3 Sep 2024 | | |