Value proposition

Pioneering fintech innovation to help people achieve financial wellness.

We are a leading fintech in Europe and Latin America. Our main offering is focused on providing finance solutions to retail customers. The company is among the fastest growing fintech companies in Europe and the only one Spanish one included at FT 1000. Besides, ID Finance is also the first carbon-neutral financial technology firm in the region.

The company is consistently profitable and since its inception in 2015, we have processed over 9 million credit applications. In 2021 ID Finance launched Plazo, the first Spanish credit-led challenger bank. It is currently offering a free Mastercard debit card which comes with one of the most attractive cashbacks in the country. Besides, it is expanding its services to a wide range of purchase and credit solutions.

Our proprietary technology allows us to analyse vast amounts of data, including behavioural biometrics, identifies anomalies and increases efficiency of risk assessment by 50%. Machine learning and artificial intelligence are at the core of our business, from optimising marketing campaigns to improving customer service experience.

Our headquarters are located in Barcelona, Spain, with further offices in Mexico City, Mexico, and an engineering office in Warszawa, Poland. Our 400+ employees are at the cutting-edge of fintech innovation. Our culture is inclusive, international and above all entrepreneurial. We are constantly setting ourselves new challenges.

We have ambitious goals for further rapid growth in Europe and Latin America and we are excited about the opportunity ahead. Interested in joining us for the journey?

Get in touch with us: careers@idfinance.com

FinTech, Finance, Credit Scoring, Online Financing, Data Science, Machine Learning, Artificial Intelligence, Financial Inclusion, Digital Banking, Emerging Markets, Latin America, Digital Finance, Mobile Banking, and Behavioral Biometrics