Value proposition

We reshape SME lending with innovative technology that enables us and our partners to provide simple and swift financing

Spotcap is a Berlin-based, multinational fintech offering digital business lending technology to financial institutions. Founded in 2014, the company first launched as a direct lender and lent more than half a billion euros in credit lines to SMEs across five markets in Europe and Asia-Pacific.

Since 2018, Spotcap partners with financial institutions, offering a white label end-to-end digital lending platform called ‘LendSuite’ with proprietary features such as our advanced document processing application and modern risk assessment algorithms. Our offering is a direct result of our own multi-year lending experience to eventually provide even more underserved SMEs with flexible and tailored financing across the globe.

Since 2018, Spotcap has also been partnering with financial institutions, offering an end-to-end business lending platform with proprietary document recognition and risk assessment algorithms. The company has entered strategic partnerships with multiple organisations, such as with BAWAG Group in Austria and buy-now-pay-later provider Zip Co in the ANZ region, to offer same-day financing to SMEs in their respective regions.