Value proposition

Making the everyday simple and better.

At PC Financial® we are focused on making everyday banking and
spending more rewarding for every Canadian.
We offer products and services in the following segments:

Payment Cards: The ONLY credit and bank accounts that earn you
PC OptimumTM points. PC® Mastercard® credit cards offer PC
OptimumTM points for every dollar spent. The PC
MoneyTM Account, operated by President’s Choice Bank, works
like a bank account and offers PC OptimumTM points on everyday
banking and purchases, with no monthly fee.

Insurance: PC® home and auto insurance are offered through PC
Financial Insurance Broker Inc. and relationships with several
insurance companies.

Telecom and Gift Cards: The Mobile Shop, PC Mobile prepaid cell
phone service, and Gift Cards businesses are focused upon
delivering convenience and exceptional value to LCL customers.
Loblaw Companies Limited is Canada’s largest food distributor and
has expanded into certain non-food categories, with operations across
the country. LCL concentrates on food retailing with the objective of
providing consumers with the best in one-stop shopping for everyday
household needs.

PC Financial® and PC Services are important business units within
LCL that manage and develop the products and service programs in
order to improve the customer experience, maximize value, and
provide a platform to enhance customer insights and relationships.

Everyday Banking Solutions, Credit Card Solutions, Mobile Banking, and Insurance