Value proposition

Facilitate instant credit anytime, anywhere!

Spotii: Empowering Instant Credit Globally with White-Label Technology

Spotii is a leading provider of end-to-end technology solutions for instant credit enablement. Initially a direct-to-consumer BNPL service, we have expanded to five countries, amassing 1 million registered customers and 1,500+ merchant partners. In 2023, we pivoted to become the region's sole comprehensive technology solution provider.

At Spotii, we bridge the gap between lenders, retailers, vendors, and consumers worldwide. Our flagship product, Spotii in a Box, offers customizable B2C and B2B solutions for seamless integration and tailored instant credit offerings. Whether short-duration BNPL options or longer credit solutions, our platform ensures risk control and regulatory compliance.

Spotii in a Box is powered by cutting-edge technology, facilitating swift and scalable global deployments. Through API-based integration, partners efficiently leverage our platform's capabilities.

Key Spotii in a Box services include:

- Regulatory Compliant eKYC and AI-driven OCR for secure customer verification.
- ML-driven rules and cohort-based risk engine for intelligent credit decisions.
- Fully configurable Loan Management System tailored to clients' needs.
- Virtual Card Issuance for seamless transactions and customer convenience.
- Configurable Rewards System to design customizable loyalty programs.
- LLM-driven Collections and Customer Service Apps for streamlined processes.
- Advanced and Configurable Analytics for data-driven decision-making.

Spotii aims to revolutionize instant credit globally, empowering businesses and consumers. Join us on this transformative journey and unlock the potential of instant credit with Spotii.

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Consumer financing, White labelled technology, Instant Credit Enabler, BNPL, eKYC, ML Risk, Virtual cards, Rewards, B2B, and B2C