Value proposition

We understand your world

HDFC Bank is one of India's premier banks providing a wide range of financial products and services to over 43 million customers.

Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank"​. With a single-minded focus on product leadership, customer focus and operational excellence, the bank has accomplished this, emerging as a leading player in all its business segments.

From a full range of products to the sheer convenience of their delivery, HDFC Bank today has made significant strides in the banking space. It was recognized as India’s Most Valuable Brand for 5 consecutive years in a study conducted by Kantar, a research agency of the WPP group.

HDFC Bank today is a front runner in the digital banking space. It has established itself as a full-service digital bank, with the launch of its ‘Go Digital - Bank Aapki Muthhi Mein’ campaign on the banks of the Varanasi. Since then, the bank has launched a slew of innovative products including the 10-second Personal Loan or payment apps like Payzapp, which place the power of banking in the hands of the customer.

HDFC Bank is also taking its branch network deeper into the hinterland, with 53% of its branches located in rural and semi-urban areas.
HDFC Bank is extremely proud of its People, the integrity and ethics that they demonstrate and the culture that promotes these values. This culture ensures that the people with the right values are hired, groomed and encouraged. With close to 1 lakh employees, HDFC Bank is a growing organization.

The Bank is empowering millions of people, particularly women, across the country through Parivartan, its umbrella brand for all social initiatives. Parivartan as the name suggests means bringing about a change or making a difference through rural development, promotion of education, skills training, health & hygiene and financial literacy.