Value proposition

Business finance that backs you and your business to succeed.

We back small businesses with the finance they need to succeed. At Funding Circle, we understand running a business is hard work so we provide a fast, hassle-free experience for businesses looking for finance - with SME experts based in the UK.

Over the past ten years, we've been revolutionising SME lending by making it easier than ever to apply for a business loan. With our simple online application small businesses can apply in minutes without the need for interviews or business cases, get a decision in seconds, and funds in their account in typically 48 hours.

We've helped over 130,000 businesses access more then £14.5 billion since 2010. And we're not done yet.

flexible, transparent and low cost finance for UK businessess, transparent fee and charging structure, social lending, small business loans, flexible line of credit, and SME finance