Value proposition

The nation's Largest Black-owned bank, with the nation's Largest surcharge-free ATM network!

Welcome to OneUnited Bank, a trailblazing African-American-owned trust company headquartered in Boston, Massachusetts. As a Community Development Financial Institution (CDFI) designated by the Treasury Department, we have continuously demonstrated our dedication to uplifting underserved urban communities in Boston, Miami, Los Angeles, and beyond.
Our direct-to-consumer approach allows individuals and families to become active participants in the movement towards financial empowerment.
Through our mission-driven deposit programs, we offer individuals the opportunity to support impactful initiatives that ignite community development. By entrusting your deposits to OneUnited Bank, you become a powerful force driving impactful initiatives that fuel the growth of our communities. Your decision empowers us to finance affordable housing, ignite the flames of entrepreneurship, and unlock boundless economic opportunities in low to moderate-income neighborhoods. Together, we are sculpting a future that leaves an indelible mark on the lives of individuals and families, an enduring legacy of transformative social progress. With a wealth of expertise in bank acquisitions and a track record of unparalleled financial performance, we proudly carry the torch of a designated CDFI.
We have lent nearly $1 billion over the past five years, primarily benefiting low to moderate-income communities, while maintaining minimal losses. Our dedication to financial literacy is evident through our comprehensive Money Smart Workshops, where we empower urban communities with the knowledge and tools to manage budgets, improve credit, and prioritize savings.
We invite you to join us on this transformative journey as we continue to integrate ourselves into the social and economic fabric of our communities. Together, we can build a brighter future, one mission-driven deposit at a time.
Prepare to make a profound impact, to become a catalyst for change that transcends generations!

Financial Services, Home Loans, Urban Development, banking, and Financial Literacy